Credit & Debt Management

Managing credit and debt effectively is crucial to achieving financial stability and long-term success. Our Credit and Debt Management course is designed to help you understand the key principles of credit, how to manage debt responsibly, and strategies for improving your financial situation, especially in today’s challenging economic environment.

Through this course, you’ll learn why people fall into debt and how various factors, such as living expenses, lifestyle choices, and unexpected events, can impact your financial health. We’ll explore how to make smart credit decisions, understand credit scores, and take control of your finances by creating effective debt repayment strategies.

With practical, real-life household scenarios—including single individuals, couples, and families—you’ll gain insight into how financial strain leads to debt and how you can take steps to regain control. You’ll also learn how to create a budget, reduce unnecessary expenses, and build a foundation for financial well-being.

By the end of this course, you’ll have the knowledge and tools to manage your credit responsibly, avoid common financial pitfalls, and take proactive steps toward eliminating debt and achieving financial freedom.